Lesly Gregory
person using cell phone

Savings accounts aren't necessarily as high of a priority as they once were, but that doesn't stop people from trying to come up with ways to amass cash. According to a Bank of America survey, 67 percent of millennials (defined in this survey as people between 23 and 37) have a savings goal in place and stick to it either every month or almost every month.

Setting a goal is important, especially if you're working toward a large purchase, such as a home. But what happens when your cash flow slows down, making it harder to conserve?

The art of the side hustle

Many people turn to a side hustle of some sort to bring in extra money when it's needed. Bankrate discovered that the average side hustler earns more than $8,000 a year, illustrating that lucrative options are out there when your 9 to 5 isn't getting you to your savings goals.

However, not everyone has the bandwidth to engage in side hustles that require a lot of time. Turning to money-making apps as a strategy can help your bring in some dough without giving up too much of your time.

Here are seven money-making apps to consider.

1. Mercari

Make a little extra money selling the items you already own but no longer want. Mercari allows you to sell almost anything through their app, and they only take a flat 10 percent fee once a sale is complete. This is lower than most other apps, who typically charge 20 percent.

2. Snapwire

Sell pictures you're already snapping with your Smartphone. Snapwire lets you earn money for your mobile photography. There's even an added feature where you can earn sizable cash prizes by participating in challenges set by the app. As you build creditability, you may even start getting requests from buyers for images.

3. Hyrecar

Carsharing is a great way to make some money if you find your car sits idle for large periods of time. The Hyrecar app gives you all the control – set availability parameters, rates and a mileage cap. It's free to list your car, and you get paid as soon as your car gets picked up. Hyrecar even covers insurance while your car is rented by another driver.

4. QuickThoughts

Focused on rewarding you simply for your opinion, QuickThoughts pairs you with surveys on goods or services you're already using and offers rewards as you complete them. Accrue points and redeem them for gift codes.

5. Swagbucks

Similar to survey apps, but a little more comprehensive, Swagbucks has you earn points by watching videos, searching the web and answering surveys. You can redeem points for gift cards at popular stores, which will save you from spending your own money where you already shop, or get cash back.

6. Ebates

Make money by spending money. Ebates lets you earn up to 40 percent cash back by shopping, through the app, at stores you're already visiting. Payouts are easy through PayPal or by check.

7. Sweatcoin

If you're already an active person, why not get paid to move? Sweatcoin tracks your steps and awards coins for movement you can redeem for gear, classes or cash. Especially if you live in an urban area where you already walk everywhere, this app can help you make some cash just by going about your day.

Benefits of bringing in some supplemental funds

Making a little extra money, whether from an app or with another type of side hustle is on the minds of lots of people. Bringing in extra cash can supplement a small paycheck, help with debt or even pad your savings for an unexpected “rainy day." The important thing is to find the right combination of options to make your time worthwhile.

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About The Author

Lesly Gregory

Lesly Gregory has over 15 years of marketing experience, ranging from community management to blogging to creating marketing collateral for a variety of industries. A graduate of Boston University, Lesly holds a B.S. in Journalism. She currently lives in Atlanta with her husband, two young children, three cats and assorted fish.

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