Category Archives Savings

insurance bundles

As a renter, you’ve probably heard about the importance of protecting your personal property with renters insurance and (hopefully) have a policy of your own. If you have a vehicle, you must carry car or motorcycle insurance. There’s also life insurance, pet insurance, travel insurance, and more. All these different policies can get confusing — and expensive — but with insurance bundles you can actually cover many of your bases and save money along the way.

should we live together

You're thinking about how to celebrate Valentine's Day, and you've already been thining about asking your partner to move in with you. If you think you're ready to take the plunge, the day of hearts and roses would be the perfect day to ask the question. But the conversation can turn non-romantic if you're not careful. Here's what you need to know about popping the "other" question.

what percentage of annual income should go to rent

You think you found the perfect apartment, but when you see how much it will cost you each month, you’re not sure what percentage of income should go to rent, to keep you out of financial trouble. If you don’t regularly track and understand your spending habits, you may inadvertently take on an expensive rent payment that you can’t maintain.

downsizing is good for you

If your kids have moved out and you no longer want or need a big house, chances are you’re going to downsize at some point in your life – maybe more than once. The good news is this: Going smaller is good for you! Here are five reasons bigger isn’t always better:

1. You’ll save money

This one’s obvious: In general, smaller spaces are less expensive. Downsizing to a smaller house or apartment is good for your wallet:

signing a lease is better with good timing

You’re ready to make a move. However, choosing the date for signing a lease can be complex. It's a combination of the time of year, the weather, when the place will be ready, when you can move in, what makes the most business sense and a number of other factors.

Energy saving bulbs called CFLs are an investment that saves cash overall.

Today's energy savings bulbs, known as Compact Fluorescent Light Bulbs (CFLs) can not only earn your apartment the green seal of approval, but save you some significant cash in the longrun. Better yet, the modern versions of these energy efficient light bulbs - designed for home use - have improved by leaps and bounds.

One Chicken Equals Four Meals

If you’re looking to stretch your grocery budget, the idea of buying an entire chicken for one or two people might seem extremely out of budget. However, roasting up a larger cut of meat on the weekend can actually ensure…