Category Archives Costs & Pitfalls

Whether you’re renting your first apartment or just moving on up, you might ask yourself a question that many renters face: Furnished or unfurnished? Furnished apartments are far less common, but might possibly be the right choice for you. It really depends on your circumstances. Here are a few pros and cons to consider before you decide if furnished or unfurnished is right for you.

think before renting

Getting ready to move into your first apartment can be incredibly intimidating; renting an apartment is a pretty big deal. There are a LOT of things to consider. When it's your first time, there can be enough new information to make your head spin. Here are the important things to think about BEFORE you start your apartment-hunting process. This list can save you from making some costly mistakes.

apartment fire

These days, you have to have insurance for nearly everything. Most states require you to have car insurance. The government has required health insurance. Depending on the state, you may not be legally required to have renters insurance, however, it is an extremely important.

If a friend or relative asks you to co-sign on an apartment lease, you have a big decision to make. Helping someone feels great, and may not even seem like a big deal, but you have to be careful when it comes to the commitment of legally guaranteeing another person's apartment lease. Here's what you need to know before deciding whether to add your signature.

eviction rights

There's nothing like an eviction notice to keep you up at night. When do you have to be out? Why am I being kicked out? What’s going to happen? You probably knew the eviction was coming your way, but you still have rights in the process.

how eviction works

Eviction is not how anyone wants to end the tenant-landlord relationship. An eviction notice is the last thing you ever want to see at your door. If you are having issues with the landlord address them early and document everything. You must prove the issues to a judge. Avoid being taken advantage of by understanding the process and knowing your rights.

what percentage of annual income should go to rent

You think you found the perfect apartment, but when you see how much it will cost you each month, you’re not sure what percentage of income should go to rent, to keep you out of financial trouble. If you don’t regularly track and understand your spending habits, you may inadvertently take on an expensive rent payment that you can’t maintain.

Moving yourself might seem like no big deal, but is it really worth the trouble? A do-it-yourself move basically requires renting (and driving!) a moving truck, packing your possessions, loading the truck, and then unloading everything at your new home.

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The experience can be both mentally and physically stressful. It’s not an undertaking to be taken lightly. You have move options. If you are able and willing to spend more money on the move, you can hire a moving company to handle much of the stress and strain of the experience. Which is right for you? Here’s a quick way to weigh your options and think through the details before you make your next move.

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