Category Archives Budgeting & Spending

A bed is one item that's worth spending a little extra on. Your back will thank you. Image: Oro Valley-The Golf Villas at Oro Valley, AZ
A bed is one item that's worth spending a little extra on. Your back will thank you. Image: Oro Valley-The Golf Villas at Oro Valley, AZ

When you rent an apartment, rather than buying a place, it can save you a lot of money. However, if that apartment isn't furnished — as few apartments are — you'll soon find yourself with a list of extra things that you have to buy in order to turn your new place into a proper home.

Buying everything at once can be overwhelming (not to mention a strain on your bank account), but you can get away with skimping on certain things. However, you should spend the money on other items so you don't have pay to replace them a few months later.

So which things can you save on, and for which apartment items should you spend a little extra? Let’s break it down.

Get ready for tax season with the right documents and professionals to help you.
Get ready for tax season with the right documents and professionals to help you.
At the beginning of a new calendar year, it means tax time for the previous year is right around the corner. Whether you wait until April 15 to file or prefer to do everything in advance, the whole process will be so much easier if you're prepared when the deadline rolls around. Better yet, have everything together and beat the rush at your accountant’s office and the post office, and vow to file your taxes in advance this year. You’ll still have until April 15 to pay them. To prepare for tax time, follow the steps below to make sure the only surprise at tax time is how much of a refund you’ll receive.

Apartments can be some of the most difficult spaces to decorate. For one, you’re dealing with a limited amount of space, so a lot of thought must go into choosing pieces that are space-appropriate. Some units are shared and owned by someone else, so you might not have the creative freedom that you had hoped. Not to mention that, oftentimes, the costs incurred to decorate a living space can be astronomical. If you’ve ever moved into an apartment with the fear of not knowing how to make the space your own, or not being able to afford to, fret no more.

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With a little imagination and a little cash flow, you’ll be well on your way to cultivating a true budget-friendly design sense. Read on to find out our tips on how to decorate your apartment on a dime.

Without spending a lot of money, your apartment can look like it was featured in a design magazine. Especially with the success of DIY sites like Pinterest.com, interest in cottage and vintage décor styles and penny-pinching due to the economy, more people are looking around their homes and flea markets for inspiration on how to improve their surroundings.

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Frugal décor ideas are plentiful online, but here are a few art, accent piece and furniture ideas to get you started.

Sometimes finances can seem like magic. Or, at the very least, a mystery.

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That’s where budgeting comes in. Creating a monthly budget can help you understand how rental rates fit into your financial life. Use these tips and resources to get a handle on your budget, understand how rental rates are determined, and figure out just how much you can comfortably afford to spend each month on rent.

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