Category Archives Money

pay the rent

The first of the month means it’s time, once again, to pay the rent. While there’s a powerful incentive to remember -- and some fairly painful consequences if you forget – you can set yourself up for success with a few suggestions.

If you're struggling to pay all of your varied expenses while still having some extra cash for decorating your space, you are most certainly not alone. A low salary and the basic costs of living make for a tight budget, with very…

You might think you can get away with not having renter’s insurance - with plenty of seemingly good excuses why:
  • Your landlord already has insurance.
  • You don’t want another monthly expense.
  • You’re not required to carry it.
Sound familiar? But we’re betting you’d throw those excuses right out the window if you truly understood the kind of protection that renter’s insurance offers. If you have an apartment and you don’t have this protection, there are a few things you really should know about the benefits of carrying renter’s insurance. Read on!

If you’re living in Austin, the Live Music Capital of the World, your idea of furniture might be something you stand on in the middle of a guitar jam, or something guests crash on while visiting Austin for South by Southwest, the Austin Reggae Festival, Austin City Limits Music Festival and the Old Settler’s Music Festival. Whether you frequently change out your furniture for wear and tear, or you just want to redecorate your Austin apartment, rest assured that this funky college town has plenty of cheap furniture stores to meet your budget needs.

In the event of a disaster or other unforeseen event, having an up-to-date home inventory is key to making an insurance claim. It is this inventory which will help establish the replacement value of your possessions. Your renter’s insurance policy may require a listing and valuation, as well, when you sign up. The list should also bring some peace of mind as a record of the most valuable things you have in your apartment.

What do you need to list?

How do you get a handle on a big inventory list? One approach is to start with large items and move progressively smaller. You might also compile your list room by room.