The best personal finance blogs teach you how to improve your relationship and mindset with money. Personal finance blogs show you how to change your relationship with money and your money mindset. This includes creating a budget to save money and grow your net worth.
The thought of having to improve one's finances can be overwhelming. According to a survey, nearly one in four Americans don't have anything in their emergency fund and some common reasons include not knowing where to save or how.
You may also be worried about retirement planning, especially if you're one of the 42 percent who isn't putting anything away.
Knowing which personal finance blogs to follow is a great start to getting your money situation in order. Some personal finance blogs show you how to save from real-life stories (i.e., Mr. Money Mustache or Wallet Hacks).
Others show you which financial tools to use and may offer free or paid courses to help you understand the basics of saving and investing.
Here are 15 top personal finance blogs, along with our picks for content that we think you should check out.
If you don't know about Mr. Money Moustache, you're in for a treat.
The site, which still looks like an old-school blog, has a cult-like following and features stories about how to make small changes in your daily habits. The site shows you ways to improve your spending, such as cutting your grocery or cell phone bills, in order to do something smarter, like invest.
The blog has articles about how Mr. Money Mustache reached his financial goals. If you want to discover and share with others, you can read through the blog's active forum.
Created by Arizona-based firefighter Chris Petrie (also known as “Peach"), Money Peach inspires you to pay off debt and start saving.
Petrie and his wife paid off $52,000 of consumer debt in just seven months. Money Peach offers an online course to help you do the same.
Chris focuses his content on improving your money lifestyle. His podcast regularly features guests who have retired early or have successful businesses.
Even if right now isn't the best time to hop on an airplane or go on vacation, expanding your knowledge of credit card points may help you save later down the road.
The Points Guy founder and CEO Brian Kelly dishes up his knowledge about the latest credit card updates and shows you the best ways to utilize your credit cards.
The site, which has more than 10 million unique visitors, features in-depth ways to score upgrades to business class and the best ways to transfer your points to other airlines, for example.
Their large staff of writers, reporters and contributors consistently share relevant information and use their analytical chops to break down how to use your points and miles in the smartest ways.
Get inspired with Budgets Are Sexy, which was started by a Washington, D.C.-based blogger who calls himself J. Money.
The site is focused on changing your lifestyle so you can improve your finances and reach your goals.
Budgets Are Sexy also has many stories about building a side hustle so you can experience F.I.R.E. (financial independence, retire early).
Wallet Hacks was founded by Jim Wang in 2015 and has since grown a strong following. Wang is masterful at breaking down personal financial concepts such as creating “money systems" (AKA routines) and strategies.
Wang offers easy-to-understand advice about how to live a fuller life and address your money challenges, such as paying off debt and saving.
Wallet Hacks is also unique because it doesn't push financial products or services to readers.
What started as a free credit score website has evolved to be your one-stop site to elevate your knowledge of finance. Credit Karma has in-depth articles written by financial experts to better your understanding of investments and how to best pay off debt.
You can sign up for free and access your financial dashboard. It helps analyze your spending and saving. You can set up alerts if Credit Karma notices any changes to your credit report, which can help you spot identity theft.
You Need a Budget is great if you're ready to make tangible financial moves to get going with your saving and spending strategies. YNAB gives you the tools to think through long- and short-term strategies and how a budget can help with your spending decisions. (Tip: Consider listing your income and expenses with a simple budgeting worksheet we've created.)
Their blog is mostly based on real member stories who share their experience with saving, investing and reaching their financial goals.
YNAB has a set of mantras. It asks members to follow the rules, including giving every dollar “a job" and setting a plan that makes sense for their current financial situation. It shuns tricks and hacks and instead, focuses on how you should change the way you think about money.
You have the option of getting familiar with their blog or trying the service for 34 days for free. After that, membership is $12 a month.
The Penny Hoarder is a great resource if you're looking for ways to earn more money. The site is a resource for how to start a side hustle, career advice and answers questions from readers about how to budget and stop overspending.
It's useful for newbies who want to learn more about the basics of money, such as why it's important to have a good credit score. It regularly features inspiring stories from real people who have achieved their financial goals.
Turn to Investopedia if you're ready to expand your knowledge of how to invest and save. The site's robust articles help you understand financial terminology and money concepts.
It also offers a portfolio of in-depth courses (for about $199) that teach you things like how to be a day trader or investing for beginners.
The Motley Fool is an oldie but goodie. Launched in 1993 by brothers Tom and David Gardner, The Motley Fool helps millions better understand their finances through their website and podcasts.
The site, which has an expansive Investing 101 section, features helpful stories about the best ways to invest for your future. Also known as The Fool, the site also features an expansive lineup of podcasts — some are even hosted by the founders.
Financial Samurai's tagline is “Slicing Through Money's Mysteries."
The site's founder, Sam, is candid about his passive sources of income and investment strategies. He shares his personal money philosophies, since learning how to better manage your money is a lifestyle change.
The site is geared to help you understand how to stop living paycheck to paycheck by investing wisely and saving.
The Simple Dollar was started in 2006 by Trent Hamm, who wanted to get out of debt and reach financial freedom. He's achieved both and since then, the site has grown to serve millions of readers each month.
The Simple Dollar also gives its best picks for credit cards, savings accounts and CDs.
Well Kept Wallet's founder, Deacon Hayes, wrote about his experience paying off $50,000 in consumer debt. This was shortly after he and his wife got married. After becoming debt-free, Hayes wanted to inspire others to do the same.
Hayes is also a big advocate in only featuring financial products that he personally stands behind.
The blog's articles always follow three specific categories: make money, save and pay off debt.
GoBankingRates has been around since 2004 and claims to reach a billion readers worldwide through its own blog and partner sites. It focuses on helping you better understand how to save and spend mindfully.
A few of its on-going themes include how to live your best life and retire without going broke. The site does this by showing articles and videos that explain which bank has the best CD rates or which stocks to invest in, for example.
Started by Rob Berger in 2007, Dough Roller does a great job of helping the everyday person understand how to save more and invest more frequently.
The personal finance blog features timely stories about paying taxes on unemployment benefits to the best money management apps.
The free resources are there — all you have to do is take the time to read through topics that resonate with you. Whether your goal is to get out of debt or to save for a downpayment on a home, prioritize what you'd like to learn more about.
Bookmark articles or queue up some podcasts. The best finance blogs will help you understand what you should tackle first to improve your situation, so you can stop feeling guilty or overwhelmed.