Really, the only way to help raise any credit score is to pay your creditors on time, every time, for at least two years. This is not a guarantee, of course, due to the many unique credit-scoring factors involved in each in person's report, but a history of borrowing and paying prudently in recent years never hurts your score and, sometimes, can turn your score around more than you might think.
Another good rule of thumb is to request new credit with restraint and use it regularly, but prudently. A few credit accounts handled well can go a long way toward keeping your score high or helping to increase it. This, coupled with Next Generation credit scoring, just may cast a brighter light getting the loan or credit you need.
Your Personal Credit Score doesn't just let you see the type of score lenders use, it also gives you valuable information that can help you improve your credit score. It comes with a personalized analysis that shows you the factors that are impacting your rating. Plus, it includes tips based on your report to help improve your credit rating.